certified

The eventual tax savings are still substantial, and if you don’t take advantage, it’s like “cutting off your nose to spite your face,” says Bethany Dever, a certified financial planner at Rockland Trust.

The tax bill also expands eligible expenses to include credentialing and licensing programs such coursework or tests to become a fitness trainer, a certified public accountant, or a lawyer.

"Our aim is early discharge after surgery," says Dr Farah Husain, senior specialist in anaesthesia and certified music therapist for the study.

Kurtz, who is also a certified yoga teacher, said it is personally important “to keep my relationship with money a happy one.”

Kurtz, who is also a certified yoga teacher, said it is personally important “to keep my relationship with money a happy one.”