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The fertility rate in the U.S. has dropped from 3.5 children per woman in 1962 to 1.6 children per woman in 2023, the lowest in recorded history.

While our population pyramid is inverting, people who reach age 65 are now expected to live for at least another 20 years.

Here’s how that translates: Between you and your spouse, that’s potentially four aging parents to care for.

There are fewer siblings to share the load, and help will be needed for the extra decade that your parents live.

Home-care agencies turn away clients due to staffing shortages.