resourcefulness

ingenuity inventiveness

ability appliance artifice assets capability capital cleverness contraption contrivance course creation device expedient fortune hoard initiative makeshift means measure method mode property quick-wittedness recourse refuge relief reserve riches shift source step stock stockpile store stratagem substance substitute support surrogate system talent way wealth wherewithal worth

nest egg

debt disorganization ignorance impotence inability incapacity incompetence lack need permanent poverty stupidity weakness