insurance

Individuals who are becoming eligible for Medicare, such as when they turn 65 or when they lose qualifying health insurance beyond their 65th birthday, have special enrollment periods.

Businesses also pay 15% NI on expenses and benefits they give to their staff - such as company cars or health insurance.

And then there are those super-rich with their own apocalypse insurance plans.

Congressional Democrats have said the quiet part out loud: They want the federal government to keep cutting massive checks to insurance companies forever, using your tax dollars to shore up the sinking ship of ObamaCare.

They also called for a national plan to renovate hospitals, recruit more doctors and healthcare workers, particularly in remote areas, and to raise public health insurance reimbursement rates from 50 percent to 75 percent.