employer

They would steal data or install malicious software and hold my employer to ransom and I would secretly get a cut.

That Budget, says John Caudwell, with its £25bn rise in employers' National Insurance, undid a lot of the goodwill the chancellor had garnered.

The Institute suggests a means-tested system with those entitled to free prescriptions getting it free and others self-funding or encouraging employers to share the cost.

That includes the federal I-9 form — paperwork required by U.S. law that employers must complete for every new hire to verify identity and work eligibility.

Mr Singh, a software engineering manager based in the Seattle area, knew that his employer - a US startup - would not be in a position to pay the fee on top of his current salary.