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Definitions

overdraft

[oh-ver-draft, -drahft] / ˈoʊ vərˌdræft, -ˌdrɑft /
NOUN
bankruptcy
Synonyms
STRONGEST
default disaster failure insolvency liquidation loss
STRONG
defalcation destitution exhaustion indebtedness indigence lack nonpayment pauperism privation repudiation ruin ruination
WEAK
Chapter 11 destituteness
Antonyms
STRONGEST
accomplishment achievement success win
WEAK
richness solvency wealth
NOUN
rubber check
Synonyms
WEAK
bad check bounced check bouncing check bouncing paper forgery insufficient funds kited check not enough to cover overdrawn account

Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

AI Overdraft: Oracle’s $300 billion megadeal with OpenAI is testing the limits of Wall Street’s appetite for debt tied to America’s data-center boom.

From The Wall Street Journal • Apr. 26, 2026

Overdraft fees: State-chartered credit unions are prohibited from charging overdraft fees exceeding $14 or the amount set by the federal Consumer Financial Protection Bureau, whichever is lower.

From Los Angeles Times • Jan. 1, 2026

Overdraft fees disproportionately affect consumers with low savings, according to the CFPB, with around 70% of overdrafts charged to customers with account balances between $237 and $439.

From Salon • Dec. 12, 2024

Overdraft fees are a charge from the bank for covering a charged expense or check when there are insufficient funds in the account, typically around $35 for each occurrence.

From Seattle Times • Oct. 31, 2022

Overdraft fees: A memo released by the House Financial Services Committee before today’s hearing noted that several big banks have taken steps to reduce fees and make overdraft penalties fairer.

From New York Times • Sep. 21, 2022

Vocabulary lists containing overdraft

Personal Finance and Financial Literacy - Introductory

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Personal Finance and Financial Literacy - High School

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Personal Finance and Financial Literacy - Middle School

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