overcareful

He was always overcareful about money, and in old age this tendency developed into parsimony.

Michael of the crossing was so overcareful sometimes that it became trying.

You are a cunning one, captain, but I really think you are overcareful sometimes.

Money was to be made in many ways, and consciences were not overcareful as to the ways.

Even then, this is an overcareful precaution rather than a necessity.