home loan

Example Sentences

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Below are the hypothetical monthly payments on a $300,000 home loan for people with different credit scores — and thus different interest rates — based on FICO’s Loan Savings Calculator.

From MarketWatch • Jan. 5, 2026

Mortgage rates, which have already fallen from a peak of about 7% for a 30-year fixed home loan in January down to 6.2% by mid-December, could head even lower.

From Barron's • Dec. 12, 2025

That’s a big departure from the standard 30-year, fixed-rate home loan, the most popular option.

From Los Angeles Times • Nov. 18, 2025

The cost of a 30-year home loan fell 0.3 percentage point to 6.26% over the three weeks through Sept. 17, which was the lowest rate in 11 months.

From The Wall Street Journal • Oct. 8, 2025

“Who takes out a home loan and doesn’t make the first payment?” asked Danny Moses, putting the matter one way.

From "The Big Short" by Michael Lewis