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annual percentage rate



Example Sentences

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People carrying a balance on their cards paid an average 22.30% annual percentage rate in the fourth quarter of 2025, Fed data showed.

From MarketWatch ● Mar. 19, 2026

According to Bankrate External link, the average retail credit card annual percentage rate has surpassed 30%, one of the highest levels since it began tracking the rate 40 years ago.

From Barron's ● Dec. 18, 2025

But if you pay your bill in full each month, the card’s annual percentage rate doesn’t matter since you’ll never be charged interest.

From Seattle Times ● Dec. 20, 2023

A lender, taking into account the applicant’s credit history and other information, approves the loan for a specific annual percentage rate known as the “buy rate.”

From Washington Post ● Apr. 5, 2023

The annual percentage rate for a two-week $300 loan can reach 460 percent in California, 516 percent in Wisconsin and 664 percent in Texas.

From New York Times ● Mar. 9, 2023




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