due to

The World 12s, a proposed annual 12-a-side tournament with big-name backers such as former All Blacks captain Kieran Read, was due to start in 2022.

Mr Westwood is due to appear at Westminster Magistrates' Court on 10 November.

According to the study, this meant they could not access care affordably due to high deductibles — meaning people had to pay more than 5% of household income for a covered claim before the insurance company began paying — or their total high out-of-pocket costs exceeded 10% of household income over the last 12 months.

Due to differing state requirements, the rate of underinsured drivers varied from 5.6% in the District of Columbia to 40.9% in Colorado in 2022.

But after the storm, Selective Insurance, working in partnership with the Federal Emergency Management Agency, only offered Quinn about $90,000, saying the damage was due to earth movement, which was not covered.